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The only difference between regular and high-yield savings that matters is the one that earns you 20 times more on your money

7 monthes ago   |   By

LOUISE BEAUMONT/Getty Images
High-yield savings accounts and standard savings accounts are more similar than they are different.
They're both offered by banks, federally regulated, and liquid.
The main difference is that high-yield savings accounts earn up to 20 times more interest, with interest rates generally between 1.5% and 2%.
That interest rate means high-yield savings are almost always a better choice than traditional savings for money you'll need within the next few years.
See Business Insider's picks for the best high-yield savings accounts »
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CIT Bank has one of the best high-yield savings accounts available, and you only need $100 a month to make it worth your while

CIT Bank has one of the best high-yield savings accounts available, and you only need $100 a month to make it worth your while

7 monthes ago   |   By

Hobo 018/Getty
A high-yield savings account is the best place to save for short-term goals, like an emergency fund or upcoming travel.
CIT Bank's Savings Builder account rewards accountholders who set up an auto-deposit of at least $100 a month - or maintain a balance of $25,000 or more - with its top APY of 1.85%.
The account also has no monthly maintenance fees and allows mobile check deposit via its app.
If you're serious about saving for any type of goal, CIT Bank's high-yield savings account is a great way to create momentum .
See Business Insider's picks for the best high-yield...
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